THE CAT CARD
Flexible Financing for Your Business Needs
The Cat® Card is the fast, easy way to pay for parts, service, rebuilds, and more. With no annual fee, competitive rates, and exclusive financing offers, it’s designed to help you manage your business expenses while keeping your equipment running.
FOR A LIMITED TIME, GET 0% FOR 6, 12, OR 24 MONTHS
Get 0% for 6 months and pay nothing until the end of the term, or choose 0% for 12 or 24 months and make equal monthly payments.
Use Your Cat Card for More Than Just Parts
Wherever the job takes you, your Cat Card works for:
- Parts & Service – Keep your equipment running with flexible financing options.
- Rebuilds – Extend the life of your machines with certified Cat Rebuilds.
- Rentals – Get the equipment you need from The Cat Rental Store.
- Equipment Protection Plans & Extended Service Coverage – Protect your investment with added peace of mind.
- Customer Value Agreements (CVAs) – Simplify maintenance and lower operating costs.
0% Financing For 6, 12 Or 24 Months On Cat Parts & Services
Get 0% for 24 Months on Cat Parts and Services for Repairs, Rebuilds or Replacements
0% for 12 Months, 1.9% for 24 Months or 4.9% for 36 Months on Cat Work Tools
More Benefits, More Savings
- No Annual Fee – No extra costs to keep your account active.
- Competitive Rates & Special Offers – Get financing options that work for your business.
- Expense Tracking by Job – Easily manage spending on multiple projects.
- Earn Cat Vantage Rewards – Eligible account holders earn points on every qualifying purchase.
Visit cat.com/getrewarded for full details on Cat Vantage Rewards, including eligibility, limitations, and earning opportunities
How It Works
Put It on Your Cat® Card in 4 Simple Steps:
- Find the parts, service, or rebuilds you need at your Cat dealer, The Cat Rental Store, or parts.cat.com.
- Add to cart and select Cat Card at checkout.
- Choose your financing option – 0% for 6 months with no payments, or 0% for 12 or 24 months with equal monthly payments.
- Enjoy flexible payments, rewards, and easy expense tracking.
Apply today and start saving at CatCard.com.
WHAT IS THE CAT CARD?
TOP 3 BENEFITS
HOW TO APPLY
WHAT IS CAT VANTAGE REWARDS?
Take Advantage of This Special Offer
The Cat Card is a commercial account product offered by Cat Financial.
*Financing is subject to credit approval by Caterpillar Financial Commercial Account Corporation for US customers, and Caterpillar Financial Services Limited for Canadian customers. Not all customers will qualify. Special offers are subject to change without notice, and additional terms and conditions may apply. Visit Catcard.com or contact your Cat dealer for more information.
**Offer valid through December 31, 2025. No minimum purchase amount required. Offer does not apply to purchases subject to invoice billing (see your Cat Card agreement for invoice billing terms). Financing is subject to credit approval by Caterpillar Financial Commercial Account Corporation for US customers, and Caterpillar Financial Services Limited for Canadian customers. Not all customers will qualify. Balance under 12- or 24-month terms to be paid in equal monthly installments over selected term. Balance under all offers due in full at the end of term. If not paid in full at the end of the term, interest accrues on remaining outstanding balance in accordance with customer’s Cat Card agreement. Late payment charges apply. Additional terms and conditions may apply. Contact Cat Financial or your Cat dealer for more information.
1. All Cat Vantage Points accrue based on local currency spend. Companies can earn up to 450 reward points per calendar year under the e-commerce earning opportunity.
2. See Cat Vantage Rewards Terms & Conditions for full program details on eligibility, limitations, and earning opportunities.
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